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Occupational Accident

THE INVISIBLE RISK:

Transportation is the #1 target for audit reclassification. When a driver gets hurt without specific coverage, the state looks for money in two places: your Workers’ Comp or your Master Policy.

One injury to an uninsured owner-operator can trigger an audit that threatens your entire fleet’s classification status. Truckers Insured creates a “Compliance Firewall,” ensuring drivers have their own primary coverage so your business liability stays untouched.